Homeowner insurance tracking & compliance • Software + Concierge

We make insurance compliance boring.

Community Cover helps condominium and HOA management companies across the US collect HO-6 proof of insurance from unit owners, follow up on renewals and manage compliance. Use the software while your manager handles the decisions that need judgment. Or choose Concierge and our team runs the day-to-day process, bringing you in when a decision requires your authority.

Start with one association. Start with a 60-day free trial: software, Concierge, standard mail and scanning are all free. After the trial, software stays free for the rest of your first year, while Concierge and mail and scanning are charged at the normal rates. From year two, software is $2.95 per unit per year — it's all on our pricing page, no sales call needed.

No resident loginMail + scanning handledManager-controlled decisionsPortfolio-wide reporting
Insurance documents enter Community Cover. Managers can review the decisions that need judgment, or choose Concierge for our team to run the administration.

You didn’t train to chase paperwork.

You trained to manage communities. Yet someone on your team still has to chase insurance documents across inboxes, spreadsheets and attachments — and send the third reminder.

None of that is your fault.

We’ll take the routine insurance administration off your team’s desk.

The four-part case

Useful to the association. Better for the manager.

Community Cover is not another general property-management platform. It is focused infrastructure for a repetitive compliance function that should be controlled, quiet and economically visible.

01

Control the risk

Turn a written requirement into a process that shows what was requested, received, reviewed and decided.

02

Protect manager time

Choose software that handles the routine work and brings your manager the decisions that need judgment. With Concierge, our team runs the day-to-day administration too.

03

Create admin revenue

Treat compliance administration like other billable administrative infrastructure — subject to the management agreement.

04

Expand the relationship

Build a trusted operating layer that can later support carefully selected adjacent services without making the manager own every vertical.

The workflow

Collect. Review. Resolve. Remember.

A document arriving is not the finish line. The useful system is the one that keeps the record alive through corrections, renewals, endorsements and cancellations.

01

Import

Load units, residents and association requirements.

02

Collect

Secure upload, email or physical mail — no resident account required.

03

Read

Extract policy details and surface records that need attention.

04

Resolve

Approve, request a correction, record an exception or take the next authorized action.

05

Keep it current

Attach later policy updates without erasing what happened before.

06

Report

Show today's position and preserve the historical record for a selected date.

Not another dashboard

The expensive person should not be doing the cheap task.

Community managers are valuable because of judgment, relationships and context. Opening PDFs, sending reminder #3 and operating a scanner are poor uses of that resource.

  • Routine follow-up moves in the background.
  • A weekly digest surfaces what actually needs attention.
  • With Concierge, our team runs the administrative process and brings you in only for decisions requiring your authority.
A large volume of mailed and digital records is processed by Community Cover, leaving a few exceptions for manager judgment and a clear board report.
↗
UploadSecure unit-specific link
→
✉
EmailForward what the agent sent
▤
Mail + scanningPaper received, scanned and attached to the unit
→
✓
One workflowOne review process. One history.

Designed for actual humans

Digital when convenient. Mail when necessary.

A condominium or HOA is not a subscription app populated only by people who love portals. Give residents a few practical ways to respond, then standardize everything behind the scenes.

The goal is not to preserve paper. It is to stop turning submission friction into manager work.

Management-company economics

More revenue. Less routine work.

Payment processing, printing, postage, scanning, document work and special mailings are already familiar administrative categories. Compliance administration can be treated the same way, where the management agreement permits.

Illustrative • 10,000 units
More revenue potential
~$130k

Assumes a $15/unit/year association admin charge.

Potential Year 1 contribution

Using the current working assumptions, excluding optional insurance-partner economics.

Includes Year 1 software waiver and a $2/unit qualifying rollout incentive. Actual results depend on manager pricing, usage, contracts and service choices.
Recurring
More recurring income potential
~$80k

Potential annual recurring contribution

After the Year 1 software waiver ends, before optional insurance-partner economics.

Helpful, not pushy

Sometimes the homeowner needs more than an upload link.

If a homeowner already has coverage, the easy answer is simple: upload it. If they need coverage or want to explore alternatives, Community Cover can offer an optional path to a licensed insurance partner at the moment it is relevant.

No unrelated sales blast. Just a useful option inside a task the homeowner is already trying to complete.

A simple choice

Already insured?

Upload your current policy.

Need coverage?

Explore options through a licensed insurance partner.

Board visibility

A requirement is useful. A feedback loop is better.

Boards should not become insurance clerks. They should be able to see whether the process is operating, where the exceptions are and what the association knew at the time.

“The train has not arrived yet” feels very different from “the train arrives in six minutes.” The risk may be unchanged; the uncertainty is not.

This opens a prefilled email to hello@getcommunitycover.com. Send it to join the waitlist.

Start small

Start with one association.

Start with a 60-day free trial: software, Concierge, standard mail and scanning are all free. After the trial, software stays free for the rest of your first year, while Concierge and mail and scanning are charged at the normal rates. From year two, software is $2.95 per unit per year — it's all on our pricing page, no sales call needed.

You stay involved where a decision is needed. We handle the day-to-day work.