For management companies
Your managers are too valuable to spend the day chasing PDFs.
Community Cover standardizes homeowner insurance compliance, including HO-6 proof of insurance, across your condo and HOA portfolio. Add optional Concierge and our team takes on routine collection, follow-up and paperwork, while your managers keep control of exceptions, decisions and client economics.
The operating model
You decide where the work sits — and where the margin sits.
Choose the software workflow alone or add Concierge to have our team handle routine administration and coordinate mail and scanning. Your management agreement determines what you are entitled to charge the association. We do not create that contractual authority.
Standardize
One process across eligible associations instead of a different spreadsheet on every portfolio.
Remove labor
Concierge lets our team take on routine collection, reminders and document follow-up, leaving your managers with the decisions that need them.
Bill visibly
Where permitted, treat compliance administration like other administrative services rather than hiding it inside the base fee.
Keep control
Your controller decides how underlying Community Cover charges flow through your own billing process.
The actual product
From 10,000 feet to one policy.
See the portfolio position, identify the small number of records needing attention, open the underlying policy, and produce a board-ready compliance report without reconstructing the story from inboxes and spreadsheets. The result is a consistent, auditable process across the portfolio.
Portfolio overview
See the full book at a glance, spot the few records needing attention and move directly into the right next action.
Portfolio economics calculator
Use your portfolio. Adjust only what you control.
Start with units managed. Turn Concierge or the optional insurance scenario on or off. If you want to go deeper, open the assumptions and enter the association-facing charges and your own company economics.
See our illustrative assumptions
The blue-bordered fields are yours to change. Community Cover's underlying costs and usage assumptions remain fixed.
The $2.85 mail and $4.95 scanning association-facing charges are editable examples, not Community Cover prices; you can enter $0 if you absorb those costs. The model uses one charge per mailed letter or 15-page incoming mailed document and does not include variations in physical handling. Your agreements and applicable rules must permit any charges entered. Actual usage, contracts and partner economics may differ.
Illustrative portfolio economics
Excludes optional insurance-partner economics.
Illustrative planning model, not a guarantee or accounting projection. Community Cover's fixed prices and usage assumptions are combined with the management-company inputs shown under “See our illustrative assumptions.” Mailing and incoming scanning are modeled separately. Concierge is optional. After a 60-day free trial, software stays free for the rest of your first year; from year two it's $2.95 per unit per year. Management companies implementing Community Cover across substantially all eligible associations with Concierge may also qualify for a one-time $2 per unit rollout incentive, payable after 90 days, subject to program terms. Insurance-partner economics are excluded by default and remain subject to final partner and regulatory structure. Internal labor, taxes and extraordinary work are not modeled.
The category matters
Do not sell the board another piece of software.
Think about how management companies already handle payment-processing fees, document storage, printing, postage and incoming scanning, census work, meeting notices or budget distribution. Compliance administration belongs in the same mental category.
Nobody cares what software processed the compliance. They care that the compliance got processed.
Portfolio rollout
Prove it small. Standardize it when it works.
Start with one or two associations. Validate homeowner response, manager workload and reporting. Then move the eligible portfolio onto a consistent process rather than reselling the same workflow board by board where your agreements and approvals permit.
1–2 associations
Test the messy parts: data quality, resident response, exception handling, paper and manager review.
Eligible portfolio
Standardize the process after it has earned the right to become infrastructure.
$2 / unit one-time incentive
Management companies implementing Community Cover across substantially all eligible associations with Concierge may also qualify for a one-time $2 per unit rollout incentive, payable after 90 days, subject to program terms.
Embedded homeowner help
Offer help at the moment it is actually useful.
Community Cover already reaches homeowners at natural insurance moments: when evidence is requested, a policy is nearing renewal, or a current record is missing. That creates a useful place to offer an optional route to a licensed insurance partner without turning the compliance workflow into an advertisement.
Your policy expires in 30 days.
Already renewed? Upload your policy.
Need coverage or want to explore alternatives? See your options.
The insurance transaction is handled by a licensed insurance partner. Community Cover remains the compliance workflow. Documents, reviews, exceptions, reminders and policy updates leave a clear audit trail of what was known, what was decided and when.
Useful first. Commercial second.
The homeowner gets a relevant option instead of an unrelated sales message. Where permitted and appropriately structured, partner relationships may also create additional revenue-sharing or royalty opportunities for Community Cover and its management-company partners.
Any management-company participation depends on the final partner, licensing, regulatory and disclosure structure. It is not included in the core economics calculator unless the optional illustrative scenario is enabled.
Use your numbers
Start with one association.
Start with a 60-day free trial: software, Concierge, standard mail and scanning are all free. After the trial, software stays free for the rest of your first year, while Concierge and mail and scanning are charged at the normal rates. From year two, software is $2.95 per unit per year — it's all on our pricing page, no sales call needed.
You stay involved where a decision is needed. We handle the day-to-day work.